Jugaad (alternatively Juggaar) is a colloquial Hindi and Punjabi word that can mean an innovative fix or a simple work-around, used for solutions that bend rules, or a resource that can be used as such, or a person who can solve a complicated issue.
You see it everywhere...Indians figure out how things work and when they see a need, they improvise. Taking a page out of their book, I came up with my own Jugaad invention this morning. We're on our way out of Varanesi and one never knows what kind of toilet experiences lurk ahead. Around my neck hangs the "TP Scarf" both decorative and functional. The generic name lacks pizzazz I know...perhaps "Wear & Wipe"? It's only a prototype and requires an artistic touch...perhaps a quick smear of paint swiped over it, or a fancy braid job. What do you think?